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Rentals
A clearer way for landlords and tenants to connect from listing to lease.
- Advertise apartments, rooms, or private houses for rent
- Browse properties and contact landlords
- Fill out and electronically sign leases
SBC LLC · doing business as Kosmos
One membership. A universe of possibilities.
Cozmos brings rentals, local home services, lending access, credit-building support, and a member marketplace together under one affordable membership.
$2.99per month · one membership unlocks the platform
Four services, one membership
100% member privacy commitment
Built to follow government rules
The Cozmos platform
More of everyday life, in one place.
A multipurpose membership platform designed to connect people with housing, trusted help, financial opportunities, and customers for the goods they sell.
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Home services
Members can find the local help they need for repairs, maintenance, and projects around the home.
- Discover local contractors
- Find handymen for everyday jobs
- Connect directly to discuss the work
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Loans & credit
Members can apply through the platform for financing and build a record through eligible monthly reporting.
- Personal-loan applications
- SBA-loan and mortgage applications
- Monthly reporting to participating credit bureaus
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Marketplace
A place for members to present what they offer and reach people looking to buy.
- Create a personal showcase or display
- List goods for sale through the platform
- Market products to other members
One simple membership
Everything Cozmos offers, for $2.99 a month.
The membership is the key to the whole platform—not a separate fee for every service. Members can move between housing, home services, financial opportunities, and the marketplace from one place.
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Join once
Start one Cozmos membership at the stated monthly price.
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Use what fits your life
Explore one service or move across all four as your needs change.
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Know the terms first
Final eligibility, transaction, cancellation, lease, and financing terms will be disclosed before members commit.
Privacy & responsibility
Trust is part of the foundation.
100% member privacy commitment
The stated platform commitment is to protect member privacy across listings, applications, leases, service connections, and marketplace activity. The final privacy policy and data practices are to be confirmed before launch.
Government-rule compliance
Cozmos is intended to follow all applicable government rules across housing, electronic signatures, lending, credit reporting, privacy, and marketplace activity.
Clear partner and product terms
Bank partners, participating credit bureaus, qualification rules, rates, loan terms, and final membership terms remain to be confirmed and will not be invented or implied.
What is confirmed
The vision is broad. The details stay honest.
What does the $2.99 membership include?
The vision is one monthly membership that unlocks access to all four areas of the Cozmos platform: rentals, home services, loans and credit support, and the member marketplace. Exact membership and cancellation terms are still to be confirmed.
Can members complete a lease on Cozmos?
The planned rental experience allows tenants to browse a listing, contact the landlord, fill out a lease, and sign it electronically. Final lease tools, identity checks, and applicable terms are to be confirmed.
Does membership guarantee a loan?
No. Members may apply through the platform for personal loans, SBA loans, or mortgages. Approval, eligibility, rates, and terms would be determined by participating partners and remain to be confirmed.
Will membership automatically raise a credit score?
No specific score change is promised. The planned program reports eligible activity monthly to participating credit bureaus to help members build payment history. Participating bureaus and exact reporting terms are to be confirmed.
Which banks and credit bureaus are involved?
Partner names and participating bureaus have not been provided for this page. Those names, along with exact product and reporting terms, will be added only after they are confirmed.
One membership can open more doors.
From finding a home or a handyman to applying for financing or showcasing goods, Cozmos is designed to put more possibilities within reach.